Hello Reader,

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2020 is officially done and over with, but that doesn't mean that we're home free yet! After all, we're still dealing with a global pandemic. The good news is that vaccines are making their way into the general public, small stimulus checks are on their way, and the future is looking to be a brighter one.

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If last year taught us anything, it's to never take anything you cherish for granted and that good things don't happen by chance. Often have to make our own luck. One way to do that is to band together, create a new year's resolution, and share it with people who can hold us accountable.
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That being said, here are a few of my new year's resolutions:

• Earn >$125,000 between my full-time job and side-hustles
• Save 80% of my net income
• Max out contributions of my 401k, HSA, Roth IRA, and Solo 401k
• Achieve 10% body fat at 140 lbs
• Fix my left knee and return running 1 - 5 miles/dy

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Okay, time to share some of yours!
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If you'd like to add financial goals to your list, I created 8 financial new year's resolutions to consider.

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Happy New Year and thank you for being apart of this newsletter.
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